Wikinvest Wire

Take Off Hoser!

Friday, August 18, 2006

Early tomorrow morning we will begin a road trip - first to Las Vegas and then on to the Great White North - making one giant 4,000 mile loop, returning to Southern California on or about Labor Day.

In the event that the mood is right and accommodations allow it, something may be posted here enroute to camping destinations in the Canadian Rockies, or perhaps on the way back. But, it is more likely that the next post will show up here sometime after Labor Day.

The Route

Below is the approximate route that will be taken - gasoline costs will be painful though not prohibitive, but what the heck, we're Americans and we were born to drive.

We haven't decided which SUV to take - the GMC Super Fortress or the Ford Destroyer - maybe we'll take both.
Obviously, from looking at the map, we're trying to steer clear of Boise - either that or the Nez Perce National Historic Park, as they are both smack in the middle of the loop trail that will be followed.

There's something about a loop trail that is far superior to a back-and-forth route - seeing completely different sights on the way back is so much more fun than seeing things you've already seen, but from a slightly different perspective.

We may or may not drive through Yellowstone - it's been about ten years since we were last there, and a mild curiosity about what it looks like now almost 20 years after the big fire in 1988 may or may not outweigh dealing with the crowds that are likely to be there while school is still out.

We'll see.

Most of our time will be spent in the Canadian Rockies which we thoroughly enjoyed back in 2003, at about this same time of year. You never know how long those glaciers are going to be around - better to enjoy them while we still can.

11 comments:

jmf said...

hello from germany

i wish you a very nice trip!

http://www.immobilienblasen.blogspot.com/

Anonymous said...

Have a wonderful time. I've enjoyed reading yuor blog for months now and you deserve a nice holiday. Enjoy.

Anonymous said...

Delighted to see your ameribucks coming to our fair BC. Tourism is WAY down up here. Exchange rate, eh. Sorry about your awful government. It's painful to watch, even from the outside.

While you're here, check out real estate prices in Vancouver and tell us what you think! Bubble, bubble toil and trouble -- it's way beyond local.

Anonymous said...

I'd like to second all the well wishing on your trip, Tim. Your blog is a consistent pleasure to read. It has the same wry edge of The Economist without the apologist slant that mag sometimes takes. It's as important a part of my morning as a cup of joe. Remind the Canadians how much we love their fair country.

Have a fantastic time.

Anonymous said...

Sigh, now I want to go!

Envious.... post pics, k?

David said...

Have a safe and wonderful trip!

Kudos on your excellent blog!

David
Bubble Meter Blog

Tim said...

Thanks for all the well wishes - I'll post some photos when we get back.

Anonymous said...

Please use Google Trends, to search for “housing bubble”:

http://google.com/trends?q=%22Housing+Bubble%22

Here are the TOP CITIES:

1. Arlington, VA, USA

2. Pleasanton, CA, USA

3. Santa Clara, CA, USA

4. San Jose, CA, USA

5. Rancho Santa Margarita, CA, USA

6. San Francisco, CA, USA

7. Irvine, CA, USA

8. San Diego, CA, USA

9. Washington, DC, USA

10. Reston, VA, USA

Anonymous said...

I am interested in taking a similar trip. Can you provide a travel log of your trip, where you stayed etc.?

Anonymous said...

http://www.hpfonline.org/

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We use exciting programs like our highly successful 1-888-995-HOPE national homeowner assistance line to help individuals and families who are struggling financially. To date, more than 60,000 homeowners have received advice, assistance and support to help them stay in their homes.

At the Foundation, we believe that the strength of a neighborhood comes from the strength of its neighbors. By developing an innovative process to support the relationship between local governments, nonprofits, lenders and homeowners, we strive to be a leader in helping prevent foreclosures by fostering responsible financial habits for people at risk of losing their homes. The Foundation also helps open the lines of communication between homeowners, their lenders, and available community resources.

To learn more about the Foundation, contact us.

Anonymous said...

Can’t pay? Talk to mortgage lender

http://www.usatoday.com/money/perfi/housing/2006-08-24-mym-mortgage_x.htm

By Noelle Knox, USA TODAY

Almost 280,000 Americans lost their homes through foreclosure last year. But that’s not the surprising part. This is: Half of them never even talked to their lenders.
While the number of homeowners with past-due loans is still low by historical standards at 4.4%, it’s expected to rise this year and next because almost 5 million American families will see their adjustable-rate mortgages reset to higher interest rates. Families that are already turning their pockets inside out to pay more than $3 a gallon for gas and higher health care costs may have to make painful choices in order to keep their homes.

Lenders are particularly concerned about borrowers in the priciest markets — such as California, Las Vegas, Phoenix, Boston and South Florida — who took out loans that allowed them to pay only the interest portion, or even less, each month. Some of these borrowers could see their payments more than double.

“I don’t think anybody understands what the consequences are going to be,” says Heidi Coppola, Citigroup’s director of public policy for community relations.

Now is the time to dig out your mortgage documents and figure out when, by how much, and how often your payments can rise. If you see trouble ahead, now is the time to consider refinancing, or reaching out to a financial counselor who can help you evaluate your options. Most important, call your lender, right now, if you’re about to miss a payment.

“Let the bank know as soon as you know your payment will be late. They adopt a very different attitude if they know the facts and (know) that the owner is not trying to skip out,” says Colleen Hernandez, executive director for the Homeownership Preservation Foundation, which provides free financial counseling. “But if the owner dodges them and won’t take their calls, (the bank) adopts a hard-core attitude. They want their money.”

Calls to her foundation’s 24-hour hotline (1-888-995-HOPE) have shot up 61% to about 140 a day since January. About 40% of all callers are having trouble with their ARM loans, she said.

…..

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